Once you become a member of Fund My Life, filing a claim is straightforward. If you experience a qualified illness or injury, or in the event of your passing while your coverage is active, you or your beneficiary can submit a claim with one or more of our partnered insurance funding providers. The specific type of claim will depend on your coverage, which may include living benefits funding, paycheck protection, accident compensation, critical illness funding, or death benefits. Once the claim is submitted, the provider will review it, and upon approval, funds will be disbursed either by check or direct deposit. You and your beneficiaries have the flexibility to use these funds however you see fit.

If you are applying for a loan or withdrawal from a GenWealthFund policy, you can contact Fund My Life directly at 800-438-8280. Alternatively, you may visit your insurer’s website or call the insurer using the number listed on your policy. Whether filing a claim or managing your GenWealthFund policy, we are here to help make the process smooth and accessible.

You insure your home, car, and other valuables—but your income and earning potential are more valuable than any possession. In essence, insuring yourself for these benefits means safeguarding against the financial impacts of unpredictable life events. It ensures that you and your loved ones have financial support in various scenarios, allowing you to focus on recovery and well-being without the added stress of financial worry. Think of insurance funding as insurance for your paycheck and the people you care about.

There are a few reasons why a claim might not be paid. These include fraud, misstatements, or material misrepresentations of the information provided in your application. That’s why it’s important to be truthful in your application. A claim can also be denied if the insured’s death results from suicide in the first two years of the policy being in effect. Details may vary by state, so refer to the policy or ask us for additional information.